Contact
Health, Wellness, & Insurance
Campus Health Services
Access health services based on your campus location:
Jefferson - Center City Campus - the Jefferson Occupational Health Network (JOHN) for Employees & Students provides medical care for students, occupational health services for employees, and immunization screenings for Jefferson volunteers.
JOHN at Jefferson - Center City Campus
Jefferson - East Falls Campus - Student Health Services provides confidential, comprehensive, accessible health care for all Jefferson students.
Health Insurance
Healthcare in the United States can be notably expensive, and its intricacies can be quite complex. Each individual is responsible for ensuring sufficient health insurance coverage during their stay. Lack of adequate coverage can result in steep medical expenses and severe financial strain. To address these concerns, Thomas Jefferson University mandates that international students and scholars either enroll in the university's student health insurance plan or demonstrate possession of an alternative insurance plan offering comparable coverage.
Insurance Glossary
Understanding health insurance terms is crucial for those coming to Thomas Jefferson University. Here are the key terms:
- Premium: The cost your insurance provider charges for coverage, often billed monthly or per semester for students.
- Co-Pay: A fee paid when seeing a doctor or getting medication, set by your insurance plan.
- Deductible: The amount you pay before your insurance covers medical costs, after which the plan may cover a percentage or 100%.
- Out-of-pocket maximums: The maximum amount you pay during the coverage period, including co-pays and deductibles.
- Primary care physician and Specialists: You may need a referral from your primary care physician (PCP) to see a specialist, influencing cost coverage.
- In-network/Out-of-network: Costs and services differ for providers within or outside your insurance plan's network. Using out-of-network providers may result in higher expenses and limited coverage, so always opt for in-network options.
Special Requirements Based on Your Visa
J-1 Visa
Maintaining insurance coverage is mandatory for J-1 visa holders at Thomas Jefferson University. The U.S. Department of State mandates the requirements for J-1 and J-2 dependents as listed on the J-1 Health Insurance webpage.
H-1B Visa
Employees are offered insurance through Thomas Jefferson University.